Credit Repair

Learn About Credit

If you dispute an item and it comes back verified, you will need to take it up with the creditor and/or collection agency.

If that doesn't work, you have one other option.

You may attach a written statement to that account in your credit report.

There are varying opinions as to whether this does anything to help you.

Quick Credit FAQ

Up to 60% of people who check their free credit report find errors.

Credit Professionals recommend a credit check at least 2x yearly.

You may obtain a free credit check if you've been denied credit in the last 60 days or once annually.

There are 3 credit bureaus which collect information from major creditors. Equifax, TransUnion, Experian.

Your credit report lists all the accounts and payment history for the last two years; liens and judgements for 7 years; bankruptcy 10 years.

From your information a credit score is calculated. Credit Scores range from about 400-820. A score of 700 or above is very good.

MyCreditCheck - The leading provider of free credit report and free credit check.
On the www since 1999. Your best resource on credit report ing.